PROPTRACFree tool
Transfer Cost Calculator (South Africa)
See what it really costs to take transfer of a property in South Africa. Slide the purchase price and the calculator applies the SARS transfer duty sliding scale, then adds the attorney's transfer fee, bond registration costs, deeds office fees and VAT. Nothing is saved or shared.
Your purchase
R 1 500 000
R 150 000
Bond registered: R 1 350 000. Untick to enter a different bond, or set it to zero for a cash purchase.
Estimated costs
Transfer duty (SARS)R 8 700
Attorney transfer feeR 24 900
VAT on transfer feeR 3 735
Deeds office (transfer)R 1 500
Searches & disbursementsR 3 500
Transfer costs subtotalR 42 335
Bond registration feeR 23 600
VAT on bond feeR 3 540
Deeds office (bond)R 1 500
Bond costs subtotalR 28 640
Total upfront costsR 70 975
Costs as % of price4.73%
Cash needed with depositR 220 975
Transfer duty is the largest single cost here and is paid to SARS before registration.
Track your whole portfolio with PROPTRACTransfer duty sliding scale (from 1 March 2025)
| Property value | Duty payable |
|---|---|
| R 1 – R 1 210 000 | No duty |
| R 1 210 001 – R 1 663 800 | 3% of the value above R 1 210 000 |
| R 1 663 801 – R 2 329 300 | R 13 614 + 6% of the value above R 1 663 800 |
| R 2 329 301 – R 3 102 200 | R 53 544 + 8% of the value above R 2 329 300 |
| R 3 102 201 – R 13 310 000 | R 115 376 + 11% of the value above R 3 102 200 |
| R 13 310 001 and above | R 1 238 256 + 13% of the value above R 13 310 000 |
What each cost is for
- Transfer duty — tax paid to SARS on the property value, on the sliding scale above. New builds bought from a VAT-registered developer are usually duty-free because VAT is included in the price instead.
- Attorney transfer fee — the conveyancer appointed by the seller charges on a guideline sliding scale based on the purchase price, plus VAT.
- Bond registration — a separate attorney registers the bond for your bank, charged on the bond amount. A cash purchase avoids this entirely.
- Deeds office and disbursements — registration fees, rates clearance, searches, FICA and postage.
These are estimates on published guideline scales — your attorney's quote is the final figure, and rates clearance, levy clearance and occupational rent are extra. For full portfolio, bond and rental tracking see PROPTRAC pricing.